Financial technology infrastructure has become the key to driving the evolution of fintechs in Mexico and Europe. With a focus on efficiency, scalability and regulatory compliance, AurumCore is leading a new generation of solutions that redefine core banking and transform the financial ecosystem.
AurumCore has deep expertise in mass transactions and high-demand systems. That technical base translates today into a value proposition that combines innovation and accessibility for the financial sector, says Ernesto Garcia, CEO of the company.
García’s first foray into the fintech world occurred with Transfer de Banamex, a joint project between Banamex, Inbursa and América Móvil. That experience allowed him to understand how digital financial institutions can grow on a large scale, with examples such as OXXO’s Saldazo, which exceeded 12 million accounts.
With that learning, AurumCore’s CEO designed his own core banking: a financial technology infrastructure created for next-generation institutions, capable of combining regulatory compliance, modularity and interoperability. The goal is clear: to enable fintechs to be profitable, agile and secure from their technological foundations.
“We design financial technology infrastructure for next-generation institutions, built on more than 30 years of experience in massive transactional operations and financial services,” says the executive.
Different needs for Latin America and Europe
In Latin America, the main driver of transformation continues to be financial inclusion. More than 50% of the population is unbanked, which opens up enormous growth potential, explains García.
In this sense, AurumCore offers solutions that help Mexican fintechs to capture this market in a profitable way, with platforms that reduce operating costs and simplify regulatory processes.
For the executive, the main challenge for fintechs continues to be profitability. Many prioritize user acquisition over financial sustainability. Therefore, the firm proposes to reverse this model by reducing invisible costs so that companies can focus their resources on the customer experience.
Regarding the European landscape, the company focuses on innovation and personalization of services. With more than 90% of its population already integrated into the formal financial system, fintechs in Europe are looking to differentiate themselves with specialized products.
“AurumCore collaborates with institutions to create financial services aimed at niches such as the Silver Economy, the segment of older adults that requires inclusive technological attention,” says the executive in an interview with Contxto.
With plans to expand to Colombia
AurumCore recently opened a private sandbox in Madrid, in alliance with Madrid Capital Fintech and Ecofin. This test environment allows European startups to experiment with new financial solutions and accelerate their market launch under a technology accelerator model.
The company’s next steps include its expansion into Colombia and the creation of a productive sandbox in Mexico under the Fingo Club concept, designed so that local fintechs can test and scale real solutions in a controlled and secure environment.
At the technological level, AurumCore is integrating artificial intelligence engines into its core banking business. This innovation allows non-technical teams to design financial products, adjust rates or launch new loans through simple commands.
The financial technology infrastructure is no longer a hidden support; it is the axis that defines the competitiveness of fintechs, explains García. In an environment where speed and trust make the difference, AurumCore is positioned as the bridge between innovation and inclusion, connecting technology, finance and sustainable development.
Add a comment
