Por Israel Pantaleón
March 19, 2026
The startup EFEX raised US$8 million in a seed round to consolidate its global treasury platform in Mexico and the United States, marking a new step in the evolution of financial solutions for medium-sized companies operating internationally.
The investment was co-led by PayPal Ventures and Floodgate, with participation from Contour Venture Partners and Nido Ventures, reflecting strong confidence from the venture capital ecosystem in EFEX’s potential.
The startup positions itself as a financial platform focused on solving global treasury and cross-border payment challenges for mid-market companies. Unlike other offerings in the market, which are often fragmented, the company proposes a comprehensive solution that unifies various financial services into a single environment.
“In practice, this represents a significant change for companies operating between Mexico and the United States. Traditionally, these organizations rely on multiple providers to manage payments, foreign accounts, and currency exchange, which leads to operational inefficiencies and a lack of financial visibility,” said Dimitri Zaninovich, co-founder and CEO of EFEX.
EFEX’s solution aims to enable companies to manage collections, payments in multiple currencies, and maintain full control over their international operations. This centralized approach simplifies processes that have historically been scattered and manual, noted Zaninovich.
One of the company’s key differentiators is its focus on the customer experience. Beyond technology, EFEX combines digital infrastructure with personalized, specialized service, offering support in managing international operations—something rare in traditional banking.
“Many companies operating internationally (buying or selling abroad) often maintain a financial infrastructure designed for local businesses. This situation leads to inefficiencies such as: slow payments, lack of visibility into cash flow, reliance on multiple providers, and processes that are difficult to manage. By using EFEX, companies can centralize all their international operations on a single platform,” the executive explained.
Zaninovich notes that EFEX will use artificial intelligence primarily to automate reviews, reduce errors, and streamline operations: “This not only increases the system’s efficiency but also frees up time for teams to focus on higher-value tasks, such as financial analysis and decision-making.”
The investment will enable progress on two strategic fronts, noted Zaninovich. The first is the platform’s technological evolution, with the integration of artificial intelligence to optimize operational, compliance, and treasury management processes. This addresses a clear need in the international financial sector, where many tasks remain manual.
The second front is operational expansion in the Mexico-U.S. corridor, one of the most dynamic globally. EFEX aims to enable more and more mid-sized companies to access financial infrastructure that was previously reserved for large corporations.
“Our goal is for more and more mid-sized companies to be able to operate globally using the same financial infrastructure that was previously only available to large corporations. The investment allows us to move faster toward that vision,” he concluded.
