Imagen vía: Unsplash
Remote work is no longer a temporary fad, but the new backbone of the global labor market. Projections suggest that, by 2028, 73% of teams will integrate remote talent, according to data from Findstack.
Far from slowing down, this way of working is accelerating its expansion and redefining how companies operate around the world. But one of the main challenges of this new trend is paying remote workers based abroad. One platform that is taking advantage of this opportunity is the financial startup Ontop.
Ontop is experiencing a key moment in the technology and business ecosystem in Mexico and Latin America. The platform is growing as an essential solution for companies that need to hire, comply with regulations and pay remote talent anywhere in the world without friction or legal risks. Its proposition focuses on something simple, yet powerful: providing a clear, auditable and fast flow for organizations to manage distributed teams.
Ontop’s story began in 2020, at the height of the pandemic, when companies faced the urgency of operating with remote teams. Its founder saw an opportunity to solve one of the biggest pains in the market: managing contracts, documents, legal compliance and international payments from one place. Since then, Ontop has evolved into the fintech infrastructure that supports much of global remote work.
The platform enables companies of all sizes to manage talent in more than 150 countries and offers regionally compliant contracts, document collection, and fast payment flow without excessive fees. Ontop turns international complexity into a simple, straightforward and fully auditable process, explains the startup’s CEO, Julian Torres.
Leveraging AI
One of the firm’s strongest offerings is Ontop AI, a proprietary model that interprets local rules, anticipates risks and adjusts contracts and payments in real time. This technology eliminates errors, speeds up processes and protects organizations from regulatory challenges, critical for startups and scaleups in expansion.
Ontop’s growth shows solid results. The company has processed more than US$1 billion in international payroll, strengthened its global presence and now operates as a profitable company. Its operational discipline and focus on automation allow it to maintain positive margins on every transaction, something few early-stage fintechs achieve.
Ontop also stands out for offering an international dollar account for remote workers, backed in the U.S. and accompanied by a card developed with Visa. “This benefit raises the quality of life for talent, facilitates global purchases and offers competitive rates without resorting to cryptocurrencies or informal solutions,” Torres explains to Contxto.
But Ontop is not just a payments system; it also functions as a complete ecosystem. Talent accesses benefits such as health insurance, fitness, coworking, connectivity and comprehensive wellness. These tools increase employee retention and strengthen the work experience for thousands of professionals in Mexico, Colombia, Argentina, Brazil and other key countries in the region.
The company places Latin America at the center of its expansion strategy. For Ontop, the region has the potential to become the new global talent hub, with skilled professionals who can earn dollars and work for companies in the United States, Europe and Asia without the barriers that prevented these opportunities in the past.
Regulatory compliance will drive the future of fintechs
Ontop also sees relevant trends in the fintech world. For its founder, regulatory compliance will make the difference between sustainable platforms and obsolete models. Companies demand processes that respect the law of each country and avoid future risks. In that sense, Ontop takes advantage with a system that integrates everything: contracting, documentation, payments and benefits.
The future of fintech in Latin America faces challenges such as fraud, financial education and access to credit services. Against this backdrop, Ontop’s CEO understands these challenges and seeks to drive a stronger ecosystem by facilitating global jobs that generate stable incomes for millions of workers. Without talent with real opportunities, no fintech can scale.
“Companies adopt Ontop because they get speed, cost reduction, immediate payments and seamless legal handling. At the same time, remote talent enjoys benefits that improve their daily lives and allow them to work from any country without losing access to quality financial services,” explains the startup’s chief executive.
Thus, Ontop consolidates its position as the platform that drives global remote work from Latin America to the world. Its technology, benefits and vision place it at the center of the conversation about the future of employment, international recruitment and fintech evolution in the region.
Add a comment
