Founded in 2019 by Nicolás Chacón and Javier Benavides, Neat was developed to offer a solution for managing expenses and liquidity through a platform allowing nearly complete bill payment via credit cards. Its founders, with a background in fintech, initiated this project based on their experiences and industry observations.
Neat emphasizes security and efficiency in its service, securing partnerships with prominent banks and credit card companies including Banco Falabella and Mastercard. The platform provides features for automated bill payments and customer support, with an average 30-minute query resolution time. Neat’s technology stack, developed entirely within Chile, focuses on rapid integration and data security.
As Neat expands into the Biobío region, the move is influenced by the region’s 5.8% growth in GDP over the previous year, marking it as a significant market for potential expansion. The company notes varying degrees of user adaptation to digital payment platforms, with a trend towards valuing time efficiency and convenience in bill management. Neat continues to evolve its platform, seeking to meet the region’s growing demand for digital financial solutions.
